Tesco Van Insurance

What would insuring your van through Tesco give you that you can’t get from any of the other companies that we use for our comparisons? Well the simple answer is; actually very little.

Using our Quote Form you still get access to the best online deals available as well as a choice of policies from third party only to fully comprehensive cover. Obviously, if you carry goods in your van whilst working or leave goods in your van overnight you can get insurance cover for these too, but not from Tesco.

You need to ensure that you get the right insurance for your van, whether you only use it for social jollies or if it’s a full blown workhorse, the right insurance for you is available from the top UK companies that specialise in van cover. Simply enter your details into our compare quote form which takes a couple of minutes and we’ll instantly research the ‘best of the bunch’ deals and deliver then right in front of you.

All you need to do is to choose the best one for you!

Sadly, Tesco’s Cannot Insure Your Van at the Moment

So, whilst you may have been hoping to get your van insured with Tesco, and who can blame you as they are great at supplying groceries so it would stand to reason that they should be equally good at insuring vans. Don’t worry, you’ve still come to the right place as you can compare policies from many specialist insurers, all of whom will offer you all the features that you need, plus a few more that you’ve probably not thought of yet, and because all of these companies are extremely keen to get your business, you’re guaranteed unbelievably competitive prices from all of them.

We keep monitoring and regularly updating our list of companies that you can compare with us and we’ll be keeping an eye out in the Tesco arena too and, as soon as Tesco do provide insurance for vans, we’ll be sure to include them within our comparison tool so that you can get the best choice available, after all, ‘every little helps’ to pinch a quote from Tesco themselves.

Tesco insurance was available for vans in 2012 but shortly afterwards, Tesco ceased that insurance.

Is Tesco insurance the cheapest?

Our comprehensive database of insurance prices is designed to find you the best price for your van, history, location, employment and driving record. Unfortunately, Tesco don’t offer van cover directly at the moment. Instead, you’ll need to use our comparison engine to find the best priced commercial package available within the UK market.

How expensive is their van cover?

We help hundreds of van owners and drivers find the best van cover every day. Prices vary WIDELY based on your geography and driving history. Even the type of role you have at your company can make a big difference in how expensive your insurance is – which is why we check hundreds of top UK insurance companies to find you the best priced insurance.

What’s the average cost of insurance?

Comprehensive cover, the most popular for commercial vans in Britain, averages between £1500 and £2000 per year, depending on where you live. Prices at the low end of the spectrum are generally found by opting for an excess of £400 or more. Going above £500 excess has little impact on premium pricing, but try it yourself and see the difference by comparing quote values.

Can I drive someone’s car on my van cover?

Times are a changing. You can no longer automatically assume that your van policy will have a provision for you to drive other cars (DOC). In fact, the requirements and exclusions are now often buried deep in the insurance agreement. While our price comparison engine will find you the best deals on insurance and certainly comparable compared to Tesco standards, you’ll need to check the exact agreement terms before driving another car.

Will my insurance cover commuting & personal use?

Unfortunately, van insurance is nothing like car insurance. There is no provision for commuting (social / domestic / leisure) when it comes to vans. So, even if you only drive to and from work, at a single location, each day, private use van insurance, won’t protect you. Van driving commuters will need to get regular commercial insurance in order to be covered in case of an accident or claim.

Why do vans cost more to insure?

Besides driving history, where you live, job title and vehicle value, van insurance policies have two key differences from cars – size and weight. As vans get larger (size and weight), they tend to carry larger loads of a higher value. With you taking a financially greater risk in the eyes of the insurance companies, they pass along the risk to you in the form of higher prices. Bigger, heavier vans cost more to insure than smaller, lighter ones.

Do I have to own it to insure a van?

Some insurance companies will indeed cover someone who isn’t the registered keeper of the van, but every company is different. Your best bet would be to use our “Compare Quotes” function above to find the companies with the best priced cover, given your particular driving situation and then, with quote in hand, contact them directly, asking if you can insure it, despite not being the registered keeper.

What van is cheapest to insure?

Keep in mind that insurance companies insure the driver plus the vehicle together. It’s your unique combination of driving situation, like history, geography and job title, combined with vehicle size and weight that matters. Best advice – pick a small van for cheap insurance. Vehicles to consider include:
• Renault Kangoo 1.5
• Vauxhall Combo 1.3
• Ford Transit 1.6
• Nissan NV200 1.5
As engine displacements, length and weight, all go up, so do prices for insurance cover.

What is mirrored no claims discount?

Most van drivers also have a car, insured somewhere. Getting a no claims bonus discount on a second vehicle (van) is often not done by companies. Your discount is locked to a single vehicle, unless you get mirrored no claims discount (a form of no claims bonus on second vehicles).

Who is behind Tesco’s insurance?

Tesco has not directly under-written van insurance since 2012. For other forms of car and home insurance, Tesco insurance is actually a collaboration between Ageas and Tesco Bank. Most of the Tesco insurance products are produced for Tesco Bank branded policies. In fact, Ageas and Tesco Bank work in tandem with their own independent management team and board of directors, operating independently of both Ageas and Tesco Bank.

Can an 18-year-old qualify for a van policy?

Some insurers stipulate the minimum age they will cover to be 21 or even 25. Legally, a 17-year-old Cat B licence holder is eligible to drive a lightweight car or van (under 3500kg). So, yes, an 18-year-old can technically get insurance – just not from every company.

What if insurers don’t pay a claim?

Insurance companies not paying claims is one thing that’s tarnished the industry for decades. Some remember, “MFA and we don’t pay” – a slogan that no company wants about them. If you’re faced with the situation, aside from legal pressure from a solicitor, there’s now the social pressure route. Some people, active on social media, find success with posting about the experience on social media channels (and promoting the posts) to gain the attention of media-sensitive insurers who are slow to pay, or refuse to pay.

What insurance is cheaper than Tesco van insurance?

Historically, up until 2012, Tesco insurance was competitively priced – certainly some of the more affordable policies available anywhere. Since Tesco’s ceased offering this type of commercial insurance other online providers have ensured being able to offer extremely cost effective alternatives.

Customers who used van-insurance-britain.co.uk to compare Tesco Van Insurance have rated the site 5 out of 5 from 132 reviews on reviews.co.uk. ★★★★★